Family office & investment advisor

ASSET MANAGEMENT

We develop personalised strategies for each client, taking into account their objectives, risk profile and specific needs. Our investment experts can offer you tailor-made financial investment solutions:

• Equities, Bonds, UCITS

  We work in close collaboration with the leading asset management companies in the financial centre, and our analytical capabilities and range of management services enable us to meet all our clients' needs.

• Mandated management & Advisory management : 

  We also offer our customers the possibility of entrusting part of the management of their portfolio to quality asset managers with whom we are used to dealing (Pictet, Edmond de Rothschild, Atlantis Marcuard, Banque du Luxembourg, Rothschild & Cie, Lazard, etc.).

• Private Equity

• Naturally, we support our clients in one of the most popular asset classes of recent years: Private Equity
  Investments are made in a variety of themes (healthcare, digital & digital, consumer & services, etc.) and different types (LBO, equity, private debt, secondary funds, etc.). 

• Structured Products

  Since the firm was founded in 2008, this asset class has been an integral part of our clients' portfolios from the outset. We work directly with a number of dealing rooms and regularly exchange views with the best brokers in the market to develop tailor-made products and seize opportunities as they arise. 

• REAL ESTATE

  Transferable and secure, property is an essential investment for building and developing wealth. With an almost infinite range of assets on offer, it's important to make the right choices and to know how to invest in property to reap all the benefits. 

• Insurance

  Life insurance is an excellent way of passing on your assets, because it offers tax relief and a secure transfer of capital to the parties involved in the contract. With a wide range of investments, we can help you open and manage your policies to prepare for the best possible transfer of your capital. Through our partner Opta Courtage, you have access to all the foreign insurance companies and the most competitive offers on the market. 

• 150 O B Ter

  We rigorously select the best solutions on the market to diversify your investments. We complete our offer by analysing investment theses on request to build the portfolio that suits you.

• Tax exemption

  Our specialists will be able to help you reduce your tax bill through a range of tax relief products such as PERs and Girardin products (Girardin Law Art. 199 undecies B and C of the C.G.I).

Succession planning

Estate planning is the process of preparing and structuring the transfer of an individual's assets after his or her death. It involves thinking about and organising the management of your estate, the distribution of your assets, and the associated tax and legal measures.

We can help you plan the transfer of your estate to future generations, taking into account the tax and legal implications.

Our specialists work closely with you to develop succession plans tailored to your family situation and long-term objectives.

• Key objectives

  • Wealth transfer : Ensure an efficient transfer in accordance with the wishes of the deceased.
  • Tax optimisation : Minimising the tax burden on heirs.
  • Preparing for Incapacity : Planning for situations where the owner of the estate is no longer capable of managing his or her affairs.
  • Beneficiary Protection : Putting provisions in place to protect minor or vulnerable beneficiaries.

• Tax Planning

  • Gifting strategies : Passing on assets during your lifetime to reduce future inheritance tax.
  • Optimising assets : Reorganising investments to optimise taxation.
  • Choosing beneficiaries : Determining who will inherit assets and in what proportions.
  • Calling on experts : Lawyers, tax specialists, chartered accountants and notaries for optimum planning.

• Challenges and complexity

  • Variable laws vary from one jurisdiction to another, requiring planning tailored to each case.
  • Take into account blended families, minor heirs and situations of family disharmony.
  • Adapt planning to changes in assets and personal circumstances.

Estate planning is not just an administrative task; it is crucial to ensuring that your final wishes are respected, while protecting your loved ones from legal and financial complications. Proper planning ensures that your legacy is passed on according to your wishes, efficiently and harmoniously.

Administration and governance

We take care of the administrative management of your wealth, including asset consolidation, financial reporting and risk management. We also help you set up effective family governance to ensure clear communication and harmonious decision-making within your family.

Administrative management encompasses all the tasks and procedures required to ensure the smooth organisation and efficient running of your business, whether you are a company, a sole trader or an individual.

Family governance refers to all the structures, processes and policies put in place to manage and preserve a family business, while harmonising the relationships between the family members involved in the business. This concept is crucial to ensuring the continuity, growth and smooth running of the business across the generations. Here is a detailed exploration of its key aspects :

• Managing the interaction between family, ownership and business management.
• Ensuring effective and balanced decision-making.
• Managing potential conflicts

Consolidated reporting

We felt that current automated reporting systems were not comprehensive enough to track certain types of investment (Private Equity and structured products in particular), so we decided to create our own consolidated reporting tool.  

These tailor-made reports will enable you to track the development of your financial assets in greater detail, in particular by integrating the monitoring of calls for funds, commitment levels and partial repayments on private equity investments, or coupons paid during the life of structured products.

More generally, our reporting will enable you to monitor your overall wealth on a monthly basis, keep track of the details of your assets and liabilities, and compare the performance of your portfolio with that of a benchmark index. Our aim is to give you a quick and accurate overview of the state of your assets at any given time.